The City of Troy offers special loans, programs and services that can help you with buying, selling, maintaining and fixing up a home. Also listed are a number of resources that could be helpful for landlords and renters. If you have any questions or need further assistance, please use the form on the contact us page or call the Housing & Community Development Department at (518) 279-7149.
| CDBG Programs |
The Exterior Enhancement Program
The Exterior Enhancement Program aims to eliminate housing deficiencies by providing financial and technical assistance to homeowners in a designated target area. Grant amounts may not exceed $5,000.00 and can only be applied to homeowner occupied residences. If the cost of repair exceeds the grant amount, the homeowner can contribute to the balance of expenses incurred over $5,000 to complete the necessary repair.
Program availability may be limited to funding, grant cycle or type of repair needed.
| Home Programs |
City of Troy's 'Home Incentive' Program (H.I.P)
This program now administered by Troy Rehabilitation and Improvement Program (TRIP) helps to promote homeownership in Troy for low-income homebuyers. Eligible applicants must have an annual household income at the time of application under 80% of the median. Interested applicants should contact the TRIP Neighbor Works Home Ownership Center at 690-0020 or visit www.triponline.org.
This is the place to start if you want to buy a home! We'll talk about the advantages & disadvantages of homeownership, qualifying for a mortgage, and costs you'll incur in the homebuying process. You'll also learn about our Pre-Purchase Program and First Time Homebuyer Grants. Interest applicants should contact TRIP at 690-0020 or visit www.triponline.org. to access the calendar for upcoming orientations.
| City of Troy Partnerships |
Commission on Economic Opportunity (CEO) - Healthy Homes
Through a partnership between the CEO and the City of Troy, Income eligible homeowners are able to take advantage of grants to make their homes safer and more comfortable while addressing problem areas such as lack of insulation, drafty windows, a leaky roof, or even problems navigating your home due to a disability.
For more information please check out www.ceoempowers.org/services/healthy-homes/